Last Updated: 15 November 2011
We have created this privacy
statement in order to demonstrate our firm and continuing commitment to the privacy of personal information
provided by those visiting and interacting with this web site. We hold the privacy of your personal information in
the highest regard. The following discloses our information gathering and dissemination practices for this
We recognize the importance of
protecting your privacy and our policy is designed to assist you in understanding how we collect, use and safeguard
the personal information you provide to us and to assist you in making informed decisions when using our site. This
policy will be continuously assessed against new technologies, business practices and our customers' needs.
What Information Do
When you visit this web site you
may provide us with two types of information: personal information you knowingly choose to disclose that is
collected on an individual basis and Web site use information collected on an aggregate basis as you and others
browse our Web site.
1. Personal Information You
Choose to Provide:
When you register for any of our
products, services or newsletters you will provide us information about yourself.
If you choose to avail of our
services, you may need to give personal information and authorization to obtain information from various credit
services. For example, you may need to provide the following information:
- Mailing address
- Email address
- Credit card number
- Name on credit card
- Credit card billing address
- Business and home phone number
If you choose to correspond with
us through email, we may retain the content of your email messages together with your email address and our
responses. We provide the same protections for these electronic communications that we employ in the maintenance of
information received by mail and telephone.
2. Web Site Use Information
Similar to other commercial Web
sites, our Web site utilizes a standard technology called "cookies" (see explanation below, "What Are Cookies?")
and web server log files to collect information about how our Web site is used. Information gathered through
cookies and Web server logs may include the date and time of visits, the pages viewed, time spent at our Web site,
and the Web sites visited just before and just after our Web site.
How Do We Use the
Information That You Provide to Us?
Broadly speaking, we use personal
information for purposes of administering our business activities, providing the products and services you
requested, to process your payment, , to monitor the use of the service, our marketing and promotional efforts and
improve our content and service offerings, and customize our site's content, layout, services and for other lawful
purposes. These uses improve our site and better tailor it to meet your needs.
Furthermore, such information may
be shared with others on an aggregate basis. Personally identifiable information or business information will not
be shared with parties except as required by law.
Occasionally, we may also use the
information we collect to notify you about important changes to our Website, new services, and special offers we
think you will find valuable. You may notify us at any time if you do not wish to receive these offers by emailing
us at the link provided on the newsletter.
A cookie is a very small text
document, which often includes an anonymous unique identifier. When you visit a Web site, that site's computer asks
your computer for permission to store this file in a part of your hard drive specifically designated for cookies.
Each Web site can send its own cookie to your browser if your browser's preferences allow it, but (to protect your
privacy) your browser only permits a Web site to access the cookies it has already sent to you, not the cookies
sent to you by other sites. Browsers are usually set to accept cookies. However, if you would prefer not to receive
users. A cookie cannot retrieve any other data from your hard drive or pass on computer viruses.
How Do We Use
Information We Collect from Cookies?
As you visit and browse our Web
you from having to log in more than is necessary for security. Cookies, in conjunction with our Web server's log
files, allow us to calculate the aggregate number of people visiting our Web site and which parts of the site are
most popular. This helps us gather feedback to constantly improve our Web site and better serve our clients.
Cookies do not allow us to gather any personal information about you and we do not intentionally store any personal
information that your browser provided to us in your cookies.
IP addresses are used by your
computer every time you are connected to the Internet. Your IP address is a number that is used by computers on the
network to identify your computer. IP addresses are automatically collected by our web server as part of
demographic and profile data known as traffic data so that data (such as the Web pages you request) can be sent to
Sharing and Selling
We do not share, sell, lend or
lease any of the information that uniquely identify a subscriber (such as email addresses or personal details) with
anyone except to the extent it is necessary to process transactions or provide services that you have
How Can You Access
and Correct Your Information?
You may request access to all
your personally identifiable information that we collect online and maintain in our database by emailing us at the
What About Legally
Compelled Disclosure of Information?
We may disclose information when
legally compelled to do so, in other words, when we, in good faith, believe that the law requires it or for the
protection of our legal rights. We may also disclose account information when we have reason to believe that
disclosing this information is necessary to identify, contact or bring legal action against someone who may be
violating our Terms of Service or to protect the safety of our users and the Public.
What About Other Web
Sites Linked to Our Web Site?
We are not responsible for the
practices employed by Web sites linked to or from our Web site or the information or content contained therein.
Often links to other Web sites are provided solely as pointers to information on topics that may be useful to the
users of our Web site.
Please remember that when you use
interaction on any other web site, including web sites, which have a link on our Website, is subject to that Web
site's own rules and policies. Please read over those rules and policies before proceeding.
By using our Web site you consent
Our Commitment To
Please note that your information
will be stored and processed on our computers in the United States. The laws on holding personal data in the United
States may be less stringent than the laws of your Country of residence or citizenship. To prevent unauthorized
access, maintain data accuracy, and ensure the correct use of information, we have put in place appropriate
physical, electronic, and managerial procedures to safeguard and secure the information we collect online.
This site allows visitors to
unsubscribe so that they will not receive future messages. After unsubscribing we will discontinue sending the
particular messages as soon as technically feasible.
From time-to-time our site
requests information from users via surveys or contests. Participation in these surveys or contests is completely
voluntary and the user therefore has a choice whether or not to disclose this information. Information requested
may include contact information (such as name and shipping address), and demographic information (such as zip code,
age level). Contact information will be used to notify the winners and award prizes. Survey information will be
used for purposes of monitoring or improving the use and satisfaction of this site.
A Special Note About
Children are not eligible to use
our services unsupervised and we ask that children (under the age of 14) do not submit any personal information to
us. If you are a minor, you can use this service only in conjunction with permission and guidance from your parents
Changes in Ownership
In the event that the web site
(or a substantial portion of its assets) is acquired, your information would be considered part of those assets,
and may be part of those assets that are transferred.
permission to do so. We will post any changes here, so be sure to check back periodically. However, please be
without your prior consent
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Last Updated: 3 January 2011